 1-719-890-2950

2950 Professional Place, Suite 209
Colorado Springs, CO 80904

 NMLS# 1921464

ABUNDANT MORTGAGE
LENDING INC.

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ABUNDANT MORTGAGE
LENDING INC.

Choose the Best Mortgage.
Apply Now!

Helping you find the right mortgage each step of the way.

GET STARTED

Choose the
Best Mortgage.
Apply Now!

Helping you find the right mortgage each step of the way.

GET STARTED

Choose the Best Mortgage.
Apply Now!

Helping you find the right mortgage each step of the way.

GET STARTED

Choose
the Best
Mortgage.
Apply Now!

Helping you find the right mortgage each step of the way.

GET STARTED

Choose the
Best Mortgage.
Apply Now!

Helping you find the right mortgage each step of the way.

GET STARTED

Choose the Best Mortgage.
Apply Now!

Helping you find the right mortgage each step of the way.

GET STARTED

We Are Passionate About

Achieving Better Results for Our Clients

WHAT WE DO

SATISFIED CLIENTS

SOCIAL IMPACT

WHAT WE DO

We constantly work on delivering the best loan services to our clients. We will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

SATISFIED CLIENTS

SOCIAL IMPACT

By doing our work on the highest level we provide people with places to live and ensure families their own home where they can raise their children and make their dreams come true.

First-Time Home Buyers
10 Steps to Buying a Home

STEP 1

Start Your Research Early

As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings. Make a note of particular homes you are interested in and see how long they stay on the market. Also, note any changes in asking prices. This will give you a sense of the housing trends in specific areas.

STEP 2

Determine How Much House You Can Afford

Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.

STEP 3

Get Prequalified and Preapproved for credit for Your Mortgage

You will need to know how much you can actually spend. The best way to do that is to get prequalified for a mortgage. You provide some financial information to your mortgage broker. Later, you can get preapproved for credit, which involves providing your financial documents (W-2 statements, paycheck stubs, bank account statements, etc.) so your lender can verify your financial status and credit.

STEP 4

Find the Right Real Estate Agent

Real estate agents are important partners when you’re buying or selling a home. Real estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the commission paid by the seller of the house.

STEP 5

Shop for Your Home and Make an Offer

Start touring homes in your price range. It might be helpful to take notes on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.

STEP 6

Get a Home Inspection

Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. Your real estate agent usually will help you arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage.

STEP 7

Work with a Mortgage Broker to Select Your Loan

Lenders have a wide range of competitively priced loan programs and a reputation for exceptional customer service. You will have many questions when you are purchasing a home, and having one of our experienced, responsive mortgage brokers can assist you and can make the process much easier.

STEP 8

Have the Home Appraised

Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.

STEP 9

Coordinate the Paperwork

As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.

STEP 10

Close the Sale

At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!

Home Buyers
Calculate Your Mortgage

Loan Officer

Heidi Gravert

Mortgage Loan Originator

NMLS# 1553180

CO State Lic # 100505033

 Hgravert@Abundant.Mortgage

 719-201-7107

About Heidi

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Mortgage Preflight

What People Say

We used Heidi Gravert for our recent home purchase and she made the process easy. If you are looking for a mortgage broker I would recommend Heidi.

Todd Priddy

Heidi at Abundant Mortgage was amazing! As first time home buyers, we walked into the home buying process almost clueless. She answered all of our questions, even late at night, no matter how silly the question was. She was very fast getting all of the documents processed after we signed them. Heidi is very sweet and treated us like friends, not just clients. Overall, a great experience.

Anonymous

Heidi was amazing! I am not an easy person to deal with and Heidi went out of her way to make sure I understood where every cent was going when it came to my loan. Not enough can be said about well she handled my “engineer’s” mentality haha. See we even have our own inside joke! 10/10!

Anonymous

Tony with Abundant Mortage, was very professional and thorough. He went to bat for us and got the job done when others said they couldn’t. Tony made the process of getting us financed easy and painless. He kept us in the loop about everything that was happening and made himself available to answer all our questions. Outstanding job!

Christopher Hallums

Latest News from Our Company

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ABUNDANT MORTGAGE
LENDING INC.

Our goal at Abundant Mortgage Lending Inc. is to provide access to home loans at competitive interest rates.

Information



1-719-890-2950



2950 Professional Place, Suite 209
Colorado Springs, CO 80904
NMLS# 1921464



Jgravert@Abundant.Mortgage

Choose the Best Mortgage.Apply Now!

Choose theBest Mortgage.Apply Now!

Choose the Best Mortgage.Apply Now!

Choosethe BestMortgage.Apply Now!

Choose theBest Mortgage.Apply Now!

Choose the Best Mortgage.Apply Now!

Start Your Research Early

Determine How Much House You Can Afford

Get Prequalified and Preapproved for credit for Your Mortgage

Find the Right Real Estate Agent

Shop for Your Home and Make an Offer

Get a Home Inspection

Work with a Mortgage Broker to Select Your Loan

Have the Home Appraised

Coordinate the Paperwork

Close the Sale

Loan Officer

Heidi Gravert

What People Say

Todd Priddy

Anonymous

Anonymous

Christopher Hallums

Latest News from Our Company

Drop Us A Line

Choose the Best Mortgage.
Apply Now!

Choose the
Best Mortgage.
Apply Now!

Choose the Best Mortgage.
Apply Now!

Choose
the Best
Mortgage.
Apply Now!

Choose the
Best Mortgage.
Apply Now!

Choose the Best Mortgage.
Apply Now!